It will make it harder for someone to open new accounts in your name. Get your free credit reports from Equifax, Experian, and TransUnion. This will help you report the theft to the FTC and the police.
Sources such as the non-profit Identity Theft Resource Center  sub-divide identity theft into five categories: Criminal identity theft posing as another person when apprehended for a crime Financial identity theft using another's identity to obtain credit, goods and services Identity cloning using another's information to assume his or her identity in daily life Medical identity theft using another's identity to obtain medical care or drugs Child identity theft.
Identity theft may be used to facilitate or fund other crimes including illegal immigrationterrorismphishing and espionage. There are cases of identity cloning to attack payment systemsincluding online credit card processing and medical insurance.
Examples are illegal immigrants hiding their illegal status, people hiding from creditors or other individuals, and those who simply want to become " anonymous " for personal reasons. Another example is posers, a label given to people who use someone else's photos and information on social networking sites.
Posers mostly create believable stories involving friends of the real person they are imitating. Unlike identity theft used to obtain credit which usually comes to light when the debts mount, concealment may continue indefinitely without being detected, particularly if the identity thief is able to obtain false credentials in order to pass various authentication tests in everyday life.
Criminal identity theft[ edit ] When a criminal fraudulently identifies themselves to police as another individual at the point of arrest, it is sometimes referred to as "Criminal Identity Theft. Provided the subterfuge works, charges may be placed under the victim's name, letting the criminal off the hook.
Victims might only learn of such incidents by chance, for example by receiving court summons, discovering their drivers licenses are suspended when stopped for minor traffic violations, or through background checks performed for employment purposes. It can be difficult for the victim of a criminal identity theft to clear their record.
Taking precautions against cyber crime is much like protecting yourself from any type of crime. The key to protection is awareness, staying on top of the game and using extreme caution and good common sense. A new study was just released that looked at the instances of identity theft in This research shows that a whopping $16 billion was stolen that year, and it affected million people. This is concerning because in , the numbers were lower: $ billion stolen and million affected. The Cyber Division is also working closely with the FBI's Criminal Investigative Division, our law enforcement partners, and private industry, on an Identity Theft Working Group, which is actively engaged in intelligence sharing and coordination of public/private investigative .
The steps required to clear the victim's incorrect criminal record depend in which jurisdiction the crime occurred and whether the true identity of the criminal can be determined. The victim might need to locate the original arresting officers and prove their own identity by some reliable means such as fingerprinting or DNA testing, and may need to go to a court hearing to be cleared of the charges.
Obtaining an expungement of court records may also be required. Authorities might permanently maintain the victim's name as an alias for the criminal's true identity in their criminal records databases. One problem that victims of criminal identity theft may encounter is that various data aggregators might still have the incorrect criminal records in their databases even after court and police records are corrected.
Thus it is possible that a future background check will return the incorrect criminal records. Synthetic identity theft[ edit ] A variation of identity theft which has recently become more common is synthetic identity theft, in which identities are completely or partially fabricated.
Synthetic identity theft is more difficult to track as it doesn't show on either person's credit report directly, but may appear as an entirely new file in the credit bureau or as a subfile on one of the victim's credit reports. Synthetic identity theft primarily harms the creditors who unwittingly grant the fraudsters credit.
Individual victims can be affected if their names become confused with the synthetic identities, or if negative information in their subfiles impacts their credit ratings. In the report, she defined the crime for the first time and made the plight of victims public. The report's definition of the crime is that medical identity theft occurs when someone seeks medical care under the identity of another person.
Insurance theft is also very common, if a thief has your insurance information and or your insurance card, they can seek medical attention posing as yourself. Inaccurate information in the victim's records is difficult to correct and may affect future insurability or cause doctors relying on the misinformation to deliver inappropriate care.
After the publication of the report, which contained a recommendation that consumers receive notifications of medical data breach incidents, California passed a law requiring this, and then finally HIPAA was expanded to also require medical breach notification when breaches affect or more people.
Child identity theft[ edit ] Child identity theft occurs when a minor's identity is used by another person for the impostor's personal gain.
The impostor can be a family member, a friend, or even a stranger who targets children. The Social Security numbers of children are valued because they do not have any information associated with them.
Thieves can establish lines of credit, obtain driver's licenses, or even buy a house using a child's identity. This fraud can go undetected for years, as most children do not discover the problem until years later.
Child identity theft is fairly common, and studies have shown that the problem is growing. The largest study on child identity theft, as reported by Richard Power of the Carnegie Mellon Cylab with data supplied by AllClear IDfound that of 40, children, This includes getting credits, loans, goods and services, claiming to be someone else.
Rummaging through rubbish for personal information dumpster diving Retrieving personal data from redundant IT equipment and storage media including PCs, servers, PDAs, mobile phones, USB memory sticks and hard drives that have been disposed of carelessly at public dump sites, given away or sold on without having been properly sanitized Using public records about individual citizens, published in official registers such as electoral rolls  Stealing bank or credit cards, identification cards, passports, authentication tokens Skimming information from bank or credit cards using compromised or hand-held card readers, and creating clone cards Using 'contactless' credit card readers to acquire data wirelessly from RFID -enabled passports Shoulder-Surfing, involves an individual who discreetly watches or hears others providing valuable personal information.
This is particularly done in crowded places because it is relatively easy to observe someone as they fill out forms, enter PIN numbers on ATMs or even type passwords on smartphones. Befriending strangers on social networks and taking advantage of their trust until private information is given.
Indicators that you may be a victim of identity theft[ edit ] The majority of identity theft victims do not realize that they are a victim until it has negatively impacted their lives.
Many people do not find out that their identities have been stolen until they are contacted by financial institutions or discover suspicious activities on their bank accounts. The following are ten indicators that someone else might be using your identity.Protect your business from organized cyber crime rings that may include the following players: Beware of a New Kind of Business Identity Theft.
Keeping cyber gangs at bay. 4 Ways a CEO May. “In , the annual cost of identity theft alone was $37 billion leslutinsduphoenix.comty Theft made up only of all Cyber Crime in ” (Gordon M. Snow, Assistant Director, Cyber Division, Federal Bureau of Investigation, Statement before the Senate Judiciary Committee.).
Identity theft is the deliberate use of someone else's identity, An October article entitled "Cyber Crime Made Easy" explained the level to which hackers are using malicious software. Such organizations offer recommendations on how individuals can prevent .
That can run the gamut from the aforementioned identity theft and other security breaches to things like “revenge porn,” cyber-stalking, harassment, bullying and even child sexual exploitation.
How to Protect Yourself from Cybercrime. Even if the crime seems minor this is important, as you are helping to prevent criminals from. WAYS TO PREVENT CYBER CRIME Ways to prevent cyber crime Ways to prevent cyber crime Cyber Identity Theft Identity theft is a crime that causes damages to a person that can last a lifetime.
When dealing with cybercrime, an ounce of prevention is truly worth a pound of cure. Cybercrime in its many forms (e.g., online identity theft, financial fraud, stalking, bullying, hacking, email spoofing, information piracy and forgery and intellectual property crime) can, at best, wreak havoc in victims’ lives through major inconvenience and annoyance.